Roland Tedder

About Roland

Roland has over 30 years of experience arranging invoice finance for business owners in the UK. With a wealth of knowledge across multiple industries, he specialises in matching businesses with the right funders, whether you need factoring, invoice discounting, or asset finance.

Roland's career has covered the full evolution of the invoice finance market, from the days when high street banks dominated to today's diverse panel of specialist independents. That depth of experience means he has seen every type of ledger, every sector quirk and every funding challenge a business can present, and he brings that pattern recognition to every matching conversation.

Over three decades, Roland has arranged facilities from £50,000 factoring lines for early-stage businesses to £3 million+ confidential discounting facilities for established manufacturers and wholesalers. He has particular depth in the manufacturing and wholesale sectors, where long supply chains and stock investment create cashflow gaps that invoice finance is uniquely suited to bridge. He is a member of the National Association of Commercial Finance Brokers (NACFB) and operates under First Oak Capital Limited's FCA authorisation (FRN 984955).

Areas of expertise

• • Invoice factoring with credit control
• • Confidential invoice discounting
• • Selective and spot invoice finance
• • Provider switching and facility comparison
• • Manufacturing and wholesale sector funding
• • Fee schedule analysis and total cost comparison
• • Transport and logistics sector finance

Qualifications & memberships

• • Senior Finance Broker, First Oak Capital Limited (FCA FRN 984955)
• • Member, National Association of Commercial Finance Brokers (NACFB)
• • 30+ years arranging invoice finance for UK businesses

Approach

Roland's approach is built on reading fee schedules properly, a skill most business owners never have time to develop. He compares the whole cost of a facility, including the minimum fees, notice periods and small print charges that only surface deep into an application, and presents the genuine comparison rather than the headline rate. His clients value the fact that he will say "your current deal is competitive, stay put" when that is the honest answer.